RBI Repo Rate: 6.50% SBI Home Loan: 8.50% HDFC Home Loan: 8.70% SSY Rate: 8.20% (Tax-Free) PPF Rate: 7.10% (EEE)
🇮🇳 HISSABBHARAT • Configured for Indian Banks, Post Office & Income Tax Slabs
🇮🇳 HISSABBHARAT • Built for Indian Retail Investors & Banking Customers

HISSABBHARAT — Indian Financial, Loan & Tax-Saving Calculators

Instant, zero-bloat calculators calibrated to SBI, HDFC, ICICI, PNB benchmark rates, AMFI Mutual Fund compounding, and Government of India Post Office schemes.

EMI
SBI • HDFC • ICICI • PNB

Home, Car & Personal Loan EMI Calculator

Calculate monthly EMI, total interest outgo, and simulate annual prepayments to slash your loan tenure by years.

SIP
Nifty 50 • Flexi Cap • ELSS

Mutual Fund SIP, Step-Up SIP & Lumpsum

Project long-term wealth creation with annual Step-Up percentage hikes and view corpus in Lakhs & Crores.

SSY
8.20% p.a. • Tax-Free EEE

Sukanya Samriddhi Yojana (SSY) Calculator

Plan your daughter's higher education & marriage corpus with 15-year deposits and 21-year tax-free maturity.

PPF
7.10% p.a. • Sec 80C

Public Provident Fund (PPF) Calculator

Calculate guaranteed tax-free maturity across 15, 20, 25, and 30-year extension blocks with annual passbook view.

FD
Quarterly Comp. • +0.50% Sr. Citizen

Bank Fixed Deposit (FD) & RD Calculator

Compare Indian bank FD returns with quarterly compounding, Senior Citizen bonus rates, and Sec 194A TDS alerts.

NPS
Gratuity 15/26 • Leave Encashment

NPS Pension, Gratuity & Leave Encashment

Complete retirement planner for Armed Forces, Govt & Private employees: 60:40 NPS split, Gratuity & up to 300 days Leave Encashment.

2026 Indian Bank Loan & Fixed Deposit Benchmark Rates

Compare prevailing retail interest rates across major Indian public and private sector banks before launching a HISSABBHARAT calculator.

Bank / Institution Home Loan (p.a.) Car Loan (p.a.) Personal Loan (p.a.) General FD (1-5 Yr) Senior Citizen FD Quick Action
State Bank of India (SBI) 8.50% – 9.65% 8.75% – 9.80% 11.15% – 14.30% 6.80% – 7.00% 7.30% – 7.50% Calculate SBI EMI →
HDFC Bank 8.70% – 9.55% 8.90% – 10.10% 10.75% – 16.00% 7.00% – 7.25% 7.50% – 7.75% Calculate HDFC EMI →
ICICI Bank 8.75% – 9.60% 8.85% – 10.25% 10.80% – 16.50% 7.00% – 7.20% 7.50% – 7.75% Calculate ICICI EMI →
Punjab National Bank (PNB) 8.45% – 9.80% 8.75% – 9.75% 11.40% – 14.95% 6.80% – 7.25% 7.30% – 7.75% Calculate PNB FD →
Bank of Baroda (BoB) 8.40% – 9.70% 8.70% – 9.90% 11.25% – 15.25% 6.85% – 7.15% 7.35% – 7.65% Calculate BoB FD →
India Post / Govt Schemes N/A N/A N/A PPF: 7.10% (EEE) SSY: 8.20% (EEE) Calculate SSY / PPF →