Home, Car & Personal Loan EMI Calculator
Calculate monthly EMI, total interest outgo, and simulate annual prepayments to slash your loan tenure by years.
Mutual Fund SIP, Step-Up SIP & Lumpsum
Project long-term wealth creation with annual Step-Up percentage hikes and view corpus in Lakhs & Crores.
Sukanya Samriddhi Yojana (SSY) Calculator
Plan your daughter's higher education & marriage corpus with 15-year deposits and 21-year tax-free maturity.
Public Provident Fund (PPF) Calculator
Calculate guaranteed tax-free maturity across 15, 20, 25, and 30-year extension blocks with annual passbook view.
Bank Fixed Deposit (FD) & RD Calculator
Compare Indian bank FD returns with quarterly compounding, Senior Citizen bonus rates, and Sec 194A TDS alerts.
NPS Pension, Gratuity & Leave Encashment
Complete retirement planner for Armed Forces, Govt & Private employees: 60:40 NPS split, Gratuity & up to 300 days Leave Encashment.
2026 Indian Bank Loan & Fixed Deposit Benchmark Rates
Compare prevailing retail interest rates across major Indian public and private sector banks before launching a HISSABBHARAT calculator.
| Bank / Institution | Home Loan (p.a.) | Car Loan (p.a.) | Personal Loan (p.a.) | General FD (1-5 Yr) | Senior Citizen FD | Quick Action |
|---|---|---|---|---|---|---|
| State Bank of India (SBI) | 8.50% – 9.65% | 8.75% – 9.80% | 11.15% – 14.30% | 6.80% – 7.00% | 7.30% – 7.50% | Calculate SBI EMI → |
| HDFC Bank | 8.70% – 9.55% | 8.90% – 10.10% | 10.75% – 16.00% | 7.00% – 7.25% | 7.50% – 7.75% | Calculate HDFC EMI → |
| ICICI Bank | 8.75% – 9.60% | 8.85% – 10.25% | 10.80% – 16.50% | 7.00% – 7.20% | 7.50% – 7.75% | Calculate ICICI EMI → |
| Punjab National Bank (PNB) | 8.45% – 9.80% | 8.75% – 9.75% | 11.40% – 14.95% | 6.80% – 7.25% | 7.30% – 7.75% | Calculate PNB FD → |
| Bank of Baroda (BoB) | 8.40% – 9.70% | 8.70% – 9.90% | 11.25% – 15.25% | 6.85% – 7.15% | 7.35% – 7.65% | Calculate BoB FD → |
| India Post / Govt Schemes | N/A | N/A | N/A | PPF: 7.10% (EEE) | SSY: 8.20% (EEE) | Calculate SSY / PPF → |
Explore All Interlinked HISSABBHARAT Financial Calculators
Every tool is directly linked for seamless cross-comparison between bank loans, mutual fund SIPs, and government schemes.